Who Pays for Your Injuries After an Uber or Lyft Accident?
Understanding Rideshare Accident Liability
Rideshare services like Uber and Lyft have transformed transportation, offering convenience and affordability. However, when an accident occurs, determining who is financially responsible for injuries and damages can be complicated. Whether you are a passenger, a rideshare driver, or another driver involved in a crash, liability depends on the circumstances of the accident.
What Happens If You’re a Passenger in an Uber or Lyft?
1. If Another Car Causes the Crash
If you’re a passenger in an Uber or Lyft and another driver crashes into your ride, the at-fault driver’s insurance is responsible for compensating you. The claims process works just like any other car accident where the driver at fault must cover injuries and damages.
2. If Your Rideshare Driver Causes the Crash
If your Uber or Lyft driver is responsible for the accident, you are still covered. Because you are a paying customer and the driver was actively using the app, Uber or Lyft’s insurance policy will cover your medical expenses and losses. These companies provide up to $1 million in liability coverage when a passenger is in the vehicle.
What If a Rideshare Driver Hits Your Car?
If you are driving your own vehicle and a rideshare driver crashes into you, liability depends on whether the Uber or Lyft driver was carrying a passenger:
- No Passenger in the Vehicle: If the Uber or Lyft driver was not carrying a paying customer at the time of the crash, their personal auto insurance policy will be responsible for covering your damages.
- Passenger in the Vehicle: If the rideshare driver had a paying customer during the accident, Uber or Lyft’s $1 million insurance policy will cover the damages.
Why You Need an Attorney for Rideshare Accidents
Uber and Lyft accidents can involve multiple insurance policies and legal complexities. Whether you are a passenger, driver, or pedestrian involved in a rideshare crash, Georgia Injury Advocates can help you navigate the claims process and fight for the compensation you deserve.
If you or a loved one has been injured in a rideshare accident, contact us today for a free consultation (see form below), or call us now at (770) 766-0555 . Let us review your case and help you take the right steps toward recovery. Hablamos Español.
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