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You may have heard that getting a lawyer is expensive and may not be worth the extra cost. However, in most personal injury cases, you will generally get less money without an attorney. Even though it may cost you a portion of your settlement, the portion that you do receive is frequently much higher than you would have gotten on your own. Ultimately, settling with an insurance company on your own can significantly undervalue your claim. An attorney can be a valuable resource for your situation—and here is why.
1. Insurance companies are in the business of making money.
An insurance company, even your own insurance carrier, wants to make money. It cuts down on costs by paying you less for your claim. If they can talk you into a believing that your case is worth less than it really is, they will. Unfortunately, that sometimes means that the claims adjuster is less than honest with you or may even downright trick you into thinking that your lawsuit isn’t worth as much as it really is.
Having an attorney on your side significantly decreases the potential that an insurance company will underpay your claim.
2. An insurance adjuster likely knows the value of your claim—you don’t.
Insurance adjusters deal with accidents like yours literally every day. It’s often all they do. If you are lucky, this is perhaps your first or second collision. You likely have no idea what your claim is really worth or what kind of medical care or follow up you will need after an accident. An insurance company does, and they likely will not share that information with you.
An experienced personal injury attorney also knows that your case is worth just by reviewing the facts. You even the playing field when you bring in a lawyer.
3. An insurance company knows that it takes time to heal.
When you are injured in an accident, it takes time to recover. Sometimes recoveries do not go as planned. It may take you much longer than even doctors anticipated. You also may not be able to physically or mentally recover in full.
You simply may not know how an injury will affect the rest of your life until some time after the accident. This is why insurance companies are so eager to settle with you right away after an accident—you have little time to talk to a lawyer, and you have even less time to recover.
The insurance company may tell you that their offer is off the table if you involve a lawyer. Don’t let this type of discussion intimidate you. They make these types of comments because they know they will generally have to pay more when an attorney is involved.
Talk to Georgia Injury Advocates to get more information about how we can help with your personal injury case. Don’t accept a settlement without running it by our team first! Call us today at (770) 766-0555.