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The State of Georgia adopted the Georgia Workers’ Compensation Act to provide for workers who are injured on the job.
It covers all reasonably necessary medical expenses, loss of income if the injury takes the worker out of work for more than seven days, and payment for permanent partial injuries. Although there are exceptions, Employers must carry insurance to cover their employees for on the job injuries, or they must self-insure, meaning they have created a fund, subject to the law, to compensate injured employees. Workers’ Compensation insurance is supposed to cover the injured employee’s medical bills for all reasonably necessary medical care and treatment. It should also cover a portion of the employee’s lost wages if the injury has taken the worker out of work for more than seven days. Lastly, it provides for the payment of permanent impairment benefits. The system also allows you to settle your claim with the Employer and Insurance company. The employer is responsible for the employee’s injuries the moment the employment begins.
Employers must provide emergency medical care to their injured employees if needed.
These benefits should also include all the reasonable medical care needed to completely correct or help alleviate the worker’s injury.
Depending on how severe the injury and disability are, the employer must also provide total disability payments and temporary partial disability payment when employees are unable to return to their job temporarily or permanently.
The employer may also cover necessary job training and vocational rehabilitation where the injuries are such that the employee cannot return to their prior job and will need assistance training for and locating suitable future employment. Benefits may also include payments to family members under certain circumstances.
This is an excerpt of the book “11 Secrets to Winning Your Workers’ Compensation Claim.” This book will answer many of these questions and give you the knowledge you need. Get your free copy now.
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