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If the insurance company denies your car accident claim, there are several options you can consider to try and recover compensation for your damages.
First, you can try to negotiate with the insurance company. You can gather evidence, such as witness statements, photographs, and medical records, and present them to the insurance adjuster to support your claim. You can also provide additional information or clarification if there was any confusion or misunderstanding regarding your claim. If the insurance company still refuses to pay your claim, you can consider hiring an attorney to negotiate on your behalf.
If negotiations are unsuccessful, you can file a lawsuit against the at-fault driver. Georgia is a fault-based state, which means that you can file a lawsuit against the driver who caused the accident to recover damages. However, it’s important to note that Georgia has a two-year statute of limitations for personal injury claims, which means that you must file your lawsuit within two years from the date of the accident.
Another option is to file a claim with your own insurance company if you have uninsured/underinsured motorist coverage. This coverage can provide benefits if the at-fault driver has no insurance or has insufficient insurance to cover your damages,” explains Marietta Auto Accident Attorney Ramiro Rodriguez, Jr.
In any case, it’s important to consult with an experienced personal injury attorney if your car accident claim has been denied. An attorney can help you understand your rights and options and can guide you through the legal process to help you recover the compensation you deserve.
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It’s important to note that going to court can be a lengthy and expensive process, so it’s often in the best interest of both parties to try to reach a settlement outside of court if possible. An experienced car accident attorney can help you navigate the claims process and negotiate a fair settlement on your behalf.